Thursday, April 28, 2011

NFL draft

Panthers make Newton top pick
SI.com: Carolina selects Auburn quarterback and Heisman Trophy winner Cam Newton with the first pick. LIVE BLOG
• SI.com: Analyzing the trades
• SI.com: The picks | Best available
Owners to allow some operations 
Sourced By:  CNN NEWS

Monday, April 25, 2011

Start With $10,000 and Retire a Millionaire

45 Years Old: Halfway Home
At 45, you're likely established in your career, with a decent salary. You may own a home, and the kids are thinking about college.
It's good you're making money, because you'll need to add $1,850 every month to that $10,000 base in order to reach $1 million in 20 years.
"There's a greater sense of urgency; your window for taking advantage of time is starting to close," Dungan said.
Yet one in four Americans between the ages of 46 and 64 have no retirement savings, the Harris Poll found. Another 22% have retirement savings mostly in bonds and savings accounts.
With so little saved at this point, you would do well to reevaluate your expectations for retirement. Are you saving and investing accordingly? You may have to weigh the purchases you make today versus a stable retirement.
"Now's your chance," Blayney said. "Don't blow it."  Sourced By: Market Watch

FDA advisers want more study of food dye-ADHD link

Permalink
A Food and Drug Administration advisory committee decided Thursday there is insufficient evidence to support a link between artificial dyes in foods and children with ADHD.  The committee will make no recommendation to ban or regulate dye additives found in food products. But the committee did stress that there seems to be a trend with artificial dyes and side effects in children and that more research is needed.
Over the past two days the committee has heard testimony on dyes and how they cause some children to show signs of hyperactivity.  The question before the committee: Is there enough evidence to connect artificial dyes and hyperactivity and, if so, should it recommend that the FDA strengthen its regulations on these ingredients?  The committee's response seems to be  "Not now."
FULL POST

Extremely obese teens take risks as peers do

A new study in the journal Pediatrics says high school students who are extremely obese engage in high-risk behaviors at rates similar to peers who maintain a healthy weight.
"Not only are they at health risk, but they also are typical teens and they're struggling with the same things that potentially other teens are struggling with," said senior study author Meg Zeller, from the Cincinnati Children's Hospital Medical Center, who also is an associate professor of pediatrics at the University of Cincinnati College of Medicine.
"We need to be talking about safe sex, drugs and alcohol with every teen and not assuming that this population is somehow not engaging in those behaviors," she said.
Researchers looked at data from a nationwide survey conducted in 2007 by the Centers of Disease Control and Prevention.  They compared 410 extremely obese high school students with 8,669 of their peers who had a healthy weight.  The measurement was the student's Body Mass Index, or BMI- a measurement which takes into account height, weight and gender.
An adolescent who had a BMI greater than or equal to the 99th percentile was considered extremely obese; those who had a BMI in the fifth to 84th percentile had a healthy weight.
The survey included specific questions about smoking cigarettes, the use of drugs or alcohol, sexual behaviors and thoughts of suicide.
The results showed the two groups had similar experiences, with few exceptions.
Zeller said the most surprising results involved sexual behavior.
"Our findings would suggest that teen girls who are extremely obese are less likely to have had sex- (that) was not surprising, but what was concerning was the fact that if they were sexually active, or had been sexually active, that it was more likely to be under the influences of substances," she said. "So it really paints this picture of vulnerability for this sub-population of teen girls and it really makes us question what their social interactions are really like."
In addition, both males and females in the extremely obese group were more likely to report having tried cigarettes. Extremely obese females were more likely to currently smoke and use smokeless tobacco.
Zeller noted that the study is part of research on bariatric surgery among these young people.
"We really need to understand the spectrum of health and mental health issues that these teens present with and how those things may change over time following a significant weight loss," she said.
"It's sort of adding another layer to the health and psychosocial risk for this sub-population of youth. They have type 2 diabetes, they have hypertension, they have sleep apnea, they have poor quality of life. These kids are suffering medically and psychosocially, and now we know that they're also engaging in high-risk behaviors. That could be a lethal combination."

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Filed under: Adolescent Health • Obesity

Friday, April 22, 2011

Texas getting $830M in federal education funds

AUSTIN — Texas will receive $830 million in public education funds that had been stalled amid political wrangling, the U.S. Department of Education announced Friday.
"There is a huge sense of urgency to get these funds out the door," said U.S. Secretary of Education Arne Duncan in a news release.
The federal budget deal negotiated earlier this month to avoid a government shutdown had removed the strings U.S. Rep. Lloyd Doggett, D- Austin, attached to the funds over the summer. The bill removed a requirement that Gov. Rick Perry, a Republican, use the money to supplement existing school spending rather than just replace state funds in order to balance the budget.
Perry has blasted Doggett for attaching strings to the federal money intended to protect 300,000 teachers and other nonfederal government workers from layoffs. Texas Republicans made repealing the amendment a priority.
Perry said in a news release Friday that he welcomed the Education Department's decision to approve the state's application for the funds.
"Today is a victory for Texas schools that have been waiting for these well-deserved federal funds for far too long," Perry said.
Education faces major cuts with Texas forced to confront a $27 billion budget shortfall in order to maintain the current level of services.
The Texas-specific provision required that Perry promise the state maintained certain education spending levels through 2013 in order to get the funds. Perry said the Texas Constitution prohibited him from committing to future state spending.
"These funds will provide much needed funding for our schools as they prepare their budgets for the coming year and will help retain thousands of teacher jobs," Texas Education Commissioner Robert Scott said.
Democrats in Congress said they added the provision because of the way Texas handled federal stimulus dollars in 2009. Texas lawmakers used $3.2 billion in federal stimulus money to replace state money and ended the legislative session with billions in the state's reserve rainy-day fund.  Sourced By Houston Chron.

Wednesday, April 20, 2011

IN THE NEWS


  • Audiologist least stressful job - report

    Reuters – 2 hrs 45 mins ago  
    NEW YORK (Reuters) - Stressed out by your job and looking for a change? Chances are you work in media, and maybe should consider something in health care. Full Story »

  • Raw camel liver: breakfast of champions in Sudan

    Reuters – Wed Apr 20, 10:22 am ET  
    TAMBUL, Sudan (Reuters) - Bloodied chunks of raw liver from a freshly slaughtered camel may not be the idea of an appetising breakfast for most, but for some in northern Sudan there is no better way to start the day. Full Story »

  • Russia's Medvedev shows off dance moves on YouTube

    Reuters – Wed Apr 20, 10:05 am ET  
    MOSCOW (Reuters) - Stepping to the beat of 1990s pop hit "American Boy," Russian President Dmitry Medvedev's stiff dance moves became an immediate viral hit on YouTube Wednesday. Full Story »

  • Management Tip of the Day: Don't know? Just fess up

    Reuters – Wed Apr 20, 9:24 am ET  
    Traders work in the pits at the The New York Mercantile Exchange,... Reuters
    BOSTON (Reuters Life!) - When you pretend to know everything, you miss opportunities to learn and risk losing peoples' trust, says Harvard Business Review. Full Story »

  • How To Make Your Name Professionally

    Be known for something - You want to be known for something specific, such as the “web marketing guy” or the “outside sales closer.” You want to be the product that people want to buy -- design your message around that concept.
    Leverage the web - An easy way to get started is with a blog that centers on your area of expertise. Even if only a handful of your friends are reading the blog initially, the practice of updating the content around your topic every week will allow you to refine your theme and your message. If the idea of manning a blog intimidates you (though it shouldn't because they are pretty straightforward), you can also opt for a Twitter account.
    Write a book - Nothing confers authority like being the author of a book that discusses your area of expertise (depending on your industry, of course). Remember that the title and authority you see given to authors has nothing to do with how many people actually read their book, just the fact that they wrote one. Simply write the book and make it available for purchase, and once it’s complete, it’s the ultimate resume item.
    Write for your local paper - News editors are always looking for smart, fresh perspectives to publish. The best way to approach an editor is with a few article ideas around a central theme.
    Get speaking gigs - The beauty of public speaking opportunities is that the producer of the event is effectively promoting you and your professional name on their dime.  Sourced By Ads. By Google

    Why Apple shares are dirt cheap

    Ahead of Apple's earnings, the numbers tell it all: If shares don't soar after its quarterly report, it will likely trade at valuation levels not seen since the depths of the financial crisis, making it the cheapest large-cap tech stock.
    By Andy M. Zaky, contributor
    FORTUNE -- As Apple prepares to report its fiscal second quarter results after the bell on Wednesday, a huge question on investors' minds is whether or not the stock's multi-year run will finally come to end. While nothing is certain, there is good reason to believe the bearishness in Apple is over, and that a new powerful rally is looming on the horizon.
    If Apple is trading anywhere near the current price level come Thursday morning, the stock will become just as undervalued as it was during the financial crisis. Why? Because unless Apple's stock absolutely skyrockets over the next few trading sessions, its trailing price-to-earnings ratio -- currently at 18.5 -- is going to significantly contract due to the near 100% rise in quarterly earnings expected out of the company tomorrow. For an in-depth preview of what to expect out of Apple's upcoming earnings, see Philip Elmer-DeWitt's exhaustive earnings preview.
    Based on a poll taken from top analysts who have near perfect accuracy in projecting Apple's quarterly earnings, Apple's trailing 12-month earnings per share is expected to rise from the current level of $17.92 to nearly $21.00 this week. This means that in order for Apple (AAPL) to maintain its already depressed P/E ratio, the stock would have to rise to $388.50 by Thursday. And that would only keep the stock trading at an 18.5 P/E ratio, which happens to be at the lowest end of its historical two-year range.
    And if the stock doesn't move up at all or moves down on earnings, Apple's trailing P/E ratio will drop below 15.8 -- the lowest level since the market's March 2009 lows. This is exactly what makes tomorrow's earnings one for the books. Either Apple's stock will have to jump by more than $55 to keep its already miserable P/E ratio in tact, or the stock will likely fall to its lowest valuation since the depths of the financial crisis.

    Saturday, April 16, 2011

    Why Not Do It Natural

    A new 2-drug combination offers more than double the weight loss of Orlistat, the only drug currently FDA-approved for long-term obesity treatment. In a study appearing online in The Lancet today, researchers from Duke University Medical Center and other centers report that combining phentermine (approved for short-term obesity treatment) and topiramate (approved for epilepsy and migraine) resulted in obese volunteers shedding up to 10 percent of their body weight during the one-year study. Here’s a look at the study findings:
    What are the risks?
    The main side effects reported in the study were constipation, dry mouth and a mild pins-and-needles tingling sensation. There was also a higher rate of anxiety and depression in people who received the drug combination, versus the placebo group, with those on the higher dose twice as likely to experience these problems as those on the lower dose.  Sourced by Yahoo.com  (Why Not Do It Natural )http://www.sparkitupnow.com

    Friday, April 15, 2011

    Cowboys All-Pro passes on $60,000 lockout payment

    Like a number of NFL players, DeMarcus Ware(notes) is eligible to receive $60,000 in lockout payments over the next six weeks. The Dallas Cowboys All-Pro won't be cashing the checks, however.
    The star linebacker said he feels the money could be better used by players who will need it more. Ware is in the middle of a contract that will pay him $40 million guaranteed.
    "I think it builds a unity," Ware told ESPN Dallas. "[It] lets guys know there are players out there with you, who will give up their $60,000, that this is a brotherhood, this is a fraternity."
    The lockout fund was created through union dues and is eligible to every player who was on an active roster for the entire 2009 and 2010 NFL seasons. The $60,000 payout is set to come during a six-week period of the lockout.
    It's easy to sit back from afar and say that Ware made the easy decision. After all, what's $60,000 to a guy who recently signed a $79 million contract? I don't see it that way. Ware earned that money and nobody would have begrudged him if he took it. There's something uplifting about the fact that he passed up the payment. The lockout has been defined by greed and here's somebody looking past that, however symbolically.  Sourced By Yahoo.com Sports

    Wednesday, April 13, 2011

    24 day Challenge

    If Your Looking To Tone Up, or Lose A Few Pounds Join Now.   www.advocare.com/06044381

    Tuesday, April 12, 2011

    Most people won't notice these big budget cuts

    WASHINGTON – It's touted as the biggest one-time rollback of domestic spending ever, but most folks will be hard-pressed to notice.
    After all, it's just 1 percent of what the government will lay out this year.
    The number of security officers at airports won't be reduced. National park campgrounds won't close. There will still be enough meat inspectors to prevent temporary plant closures. Disadvantaged schools won't see cuts in federal aid. And stiff cuts to grants for community action agencies serving the poor were averted.
    Basically, the things most people expect from the government won't change very much if Congress approves the cuts unveiled Tuesday, the details from that late-night deal that kept federal operations going.
    For starters, the budget cuts come after two years of generous increases awarded to domestic accounts when Democrats controlled both Congress and the White House. And they total only $38 billion out of the $3.8 trillion the government will spend on everything this year, including Social Security and other retirement programs.
    If the government were a family living on $60,000 a year, that's equal to a $600 cut.
    Democrats had earlier warned the original House measure — it would have cut more than $60 billion — would have had draconian effects including widespread furloughs of federal workers, temporary shutting of meat processing plants, delays in processing Social Security applications and a big cut in the maximum Pell Grant for college education. Most of the more stringent cuts originally passed by the House have been reversed, and the maximum Pell Grant still will be $5,550 for the next academic year.
    Remaining are items like $14 billion in cuts to accounts previously used for congressional earmarks, a $2.9 billion cut to President Barack Obama's high-speed rail initiative and $812 million from construction of new courthouses and other federal buildings.
    But there will be no more Pell Grants for summer school. Local police chiefs will find it harder to win federal grants for equipment upgrades and emergency preparedness training — they were cut by $1.2 billion. Non-profit groups looking to open new community health centers will have $600 million less to compete for. And it just got more difficult for rural towns seeking grants to build new drinking water and wastewater treatment plants. Grants for them were cut by $1 billion.
    Such cuts won't seem like the end of the world to many, though, as the government faces a $1.6 trillion deficit for the current fiscal year.
    "It's a step removed from the daily lives of most people," said Sen. Dick Durbin, D-Ill.
    What is more, it turns out that many of the cuts officially unveiled on Tuesday are illusory. Almost $18 billion — just less than half — involve simply mopping up pools of unused money spread across the budget. While still counting as cuts, the money from those pools can be used to shore up day-to-day agency budgets and other programs like health research. Admittedly, those cuts don't reduce the deficit.
    "There's a huge chunk of money here that is ... spending that wasn't about to go out the door, so the impact is going to be smaller than we anticipated based on what the purported size of the cuts were," said Democratic budget expert Scott Lilly of the left-leaning Center for American Progress.
    But Lilly and others warn that the remaining cuts will have an impact over time. Deferring federal building construction means higher maintenance costs. Cuts to water and sewer grants mean the backlog of such projects will just get larger.
    And, more immediately, the Legal Services Corporation, which provides legal help to those who can't afford it, would serve fewer people. The same would be true for job training programs, community health centers and a program that mentors the children of people in prison.
    The bill is just the first round. Republicans are moving to pass a broader budget plan this Friday that calls for cuts across the budget — including Medicare and Medicaid — and a deeper round of cuts to apply to the agency budgets covered in the pending bill covering the next six months of government spending..
    In the next round, it will be more difficult to protect programs like heating aid for the poor and subsidies for money-losing air travel to rural airports. But plenty of lawmakers and interest groups will try.  Sourced By Yahoo.com News

    Saturday, April 9, 2011

    How To Cut Some Expences

    First Person: How We Cut Our Monthly Spending by $500

    , On Thursday April 7, 2011, 6:22 pm EDT

    *Note: This was written by a Yahoo! contributor. Do you have a personal finance story that you'd like to share? Sign up with the Yahoo! Contributor Network to start publishing your own finance articles.
    Just like at millions of other households in America, the Great Recession hit my home like a runaway train. A few years ago, I sold a small business and took a job as the national credit manager for a franchised business. My better half was working for a marketing firm, and I still was a landlord for a few investment properties. We were living a good life, and then almost overnight we were both unemployed. I was selling off properties and barely making enough to cover the mortgages. Unable to land new jobs and drawing two unemployment checks, we decided that we had to cut costs before they dried up our savings. Our cost-cutting session started with a walk around the house. We found areas where we could cut costs. We trimmed about $500 per month by focusing on just five things.
    Cable TV -- saved $125
    I had never been happy with our local service provider and the lack of customer service. I was even less thrilled by the $165 monthly bill that would inexplicably change by $3 to $5 each billing cycle. I called around and discovered that I could get satellite TV for $40 per month. This was a savings of $125.
    Landline -- saved $90
    As we continued walking through our home looking for things that could be reduced or eliminated, we kept passing by that relic on the wall known as a landline. I didn't even think of it because everyone we knew called us on our cellphones. We were paying $90 a month for something that we almost never used. It had to go.
    Cellphones -- saved $165
    While in awe of how we were throwing money away on our useless landline, our attention turned to our faithful cellphones. It never dawned on us that we were paying an outrageous $265 per month for our two phones. We called our service providers, and they offered us a consolidated plan for around $190. I called a prepaid cellphone provider and found that it covered all the major cities that we traveled to, and it would provide unlimited everything for a combined $100. This was a savings of $165.
    Auto insurance -- saved $40
    While watching our overpriced cable TV, I saw a commercial. Maybe you've seen it. There's a little lizard claiming that he could save you a ton of money on car insurance. Not believing this, I called. The company said it could provide me with the exact same coverage for half the $80 per month that I was paying. I signed up and promptly told my previous insurance provider that I no longer needed his services. He offered to drop my rate to $55. I canceled anyway and pocketed $40 in savings.
    Homeowner insurance -- saved $83
    After the phone call about my auto insurance, I checked my homeowner insurance. I reviewed my policy and called a competitor and then another followed by another. I became extremely irritated. I was paying around $1,800 a year for my policy. Every single company I called not only would save me at least $800, they would also include coverage options that I didn't have. In the end, I got a much better policy and saved about $1,000.   Sourced By Yahoo.com

    Wednesday, April 6, 2011

    How to foil a robber? In Beaumont, start laughing

    BEAUMONT — A holdup?
    Hilarious.
    Police say a Southeast Texas bank teller thwarted an attempted robbery when she read the holdup note and started laughing.
    Beaumont police say they’re looking for a man who failed Tuesday in his robbery attempt at a Wells Fargo branch.
    Police say a man wearing sunglasses and a hard hat was talking on a cellphone when he walked into the bank and plopped down a note demanding money.
    The teller looked at the note and broke into laughter. The man grabbed the note and ran out.
    Police say no weapon was shown and no money was stolen. Nobody was hurt.  Sourced By Associated Press Beaumont